Valley® Irrigation Financing Offers | Competitive Rates Through November 1, 2026
TInvest in a new Valley Irrigation system with competitive financing designed to fit your operation. Through November 1, 2026, qualified U.S. growers can take advantage of low fixed rates, flexible financing terms and deferred first-payment options through participating Valley dealers. Whether you're expanding irrigation capacity or replacing existing equipment, these limited-time financing offers can help make your investment more affordable.
Explore our current financing programs below, available through participating U.S. Valley dealers.
0% Down Financing for New Valley Irrigation Systems
Upgrade your operation with no money down and competitive fixed rates, including
five-year financing as low as 6.79% with 12 months to your first payment.*
Choose the term length and first-payment timing that best fit your budget and season.
| First Payment Due |
3-Year Term |
5-Year Term |
7-Year Term |
| 12 months |
6.49%* |
6.79%* |
7.19%* |
| 18 months |
6.69%* |
6.89%* |
7.25%* |
| 24 months |
7.20%* |
7.27%* |
7.55%* |
*Fixed rates as low as the percentages shown.
20% Down Irrigation Financing
Prefer to put money down upfront? Access lower fixed rates with 20% down,
including five-year financing as low as 6.63% with 12 months to your first payment.*
| First Payment Due |
3-Year Term |
5-Year Term |
7-Year Term |
| 12 months |
6.25%* |
6.63%* |
7.07%* |
| 18 months |
6.50%* |
6.75%* |
7.14%* |
| 24 months |
7.14%* |
7.22%* |
7.52%* |
*Fixed rates as low as the percentages shown.
Get Started Before November 1
Ready to invest in a new Valley Irrigation system? Contact your local Valley dealer to discuss available financing options or request a customized quote. Qualifying new machine orders must be placed by November 1, 2026.
Program Details:
*All published rates are based on a seven-drive unit machine at $120,000 financed. Rates will vary based on machine size and amount financed. Financing is provided by DFS Finance and is subject to its approval. Offers apply to qualifying new machine orders placed by November 1, 2026, and require acceptance of the first available load date. Financing must be funded by DFS Finance within 30 days of invoice. Rates are valid for 60 days after DFS Finance receives your application. Subsidized financing options are not available to Strategic Partner Accounts. Available through U.S. Valley dealers only. See your Valley dealer for exact rates and details.